The Advantages of Purchasing Travel Insurance Early

Travel insurance is an important part of any trip, providing valuable coverage for unexpected issues such as trip cancellations, medical emergencies, and lost or stolen belongings. But did you know that there are advantages to purchasing travel insurance early? Here are some reasons to consider buying travel insurance as soon as possible:

Coverage Starts Immediately

When you purchase travel insurance early, your coverage starts immediately, even if your trip is still weeks or months away. This means that you’re protected from the moment you buy your policy, giving you peace of mind and protection against unexpected events that may occur before your trip.

Protection Against Pre-Existing Conditions

Many travel insurance policies provide coverage for pre-existing medical conditions, but only if you purchase the policy within a certain time frame from when you make your first trip payment. By purchasing travel insurance early, you can ensure that you’re eligible for coverage for any pre-existing conditions you or your travel companions may have.

Price Lock-In

Travel insurance premiums can vary based on a number of factors, such as your age, trip length, and destination. By purchasing your policy early, you can lock in your price and avoid any potential price increases that may occur closer to your travel dates.

Cancellation Coverage

One of the biggest advantages of purchasing travel insurance early is cancellation coverage. If you have to cancel your trip for a covered reason, such as an illness or unexpected event, you can receive a full refund of your prepaid expenses. But this coverage is only available if you purchase your policy before the event that caused the cancellation occurs.

Additional Benefits

Many travel insurance policies offer additional benefits, such as coverage for trip interruption, travel delays, and emergency medical transportation. By purchasing your policy early, you can take advantage of these benefits from the moment you buy your policy.

In conclusion, purchasing travel insurance early has many advantages, including immediate coverage, protection against pre-existing conditions, price lock-in, cancellation coverage, and additional benefits. By buying your policy as soon as possible, you can ensure that you’re protected from unexpected events and have peace of mind while traveling. So don’t wait until the last minute – purchase your travel insurance early and enjoy a worry-free trip.


Nib is Australia’s third largest travel insurer and global distributor of travel insurance through, nib Travel, providing financial protection and assurance to travellers wherever they are in the world and health and medical insurance to over 1.5 million Australian and New Zealand residents.

CoverMore are a global travel insurance provider and we’ve been protecting travellers since 1986. More than 15 million travellers worldwide trust us to protect their trips each year, including millions of Australian leisure and business travellers at home and overseas.

Global Rescue are there when you need it most and provide the finest integrated medical, security, travel risk and crisis management services available anywhere worldwide, delivered by our teams of critical care paramedics, physicians, nurses and military special operations veterans.

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