Benefits of Purchasing Travel Insurance When Buying Online with Hotels and Resorts

When planning a trip, many travelers choose to book their accommodation directly with hotels and resorts. While this can often lead to a more personalized experience, it can also leave travelers vulnerable to unexpected issues that can disrupt their trip. That’s where travel insurance comes in. Here are some benefits of purchasing travel insurance when buying accommodation direct with hotels and resorts:

Coverage for Trip Cancellation

Travel insurance can provide coverage for trip cancellation due to unforeseen circumstances such as illness, injury, or severe weather. If you have to cancel your trip for a covered reason, travel insurance can reimburse you for any non-refundable payments you have made for your hotel or resort accommodation.

Protection for Your Belongings

Travel insurance can also provide protection for your personal belongings in case they are lost, stolen, or damaged while you’re staying at your hotel or resort. This can include items such as cameras, laptops, and jewelry.

Emergency Medical Coverage

If you become ill or injured during your stay at a hotel or resort, travel insurance can provide coverage for emergency medical expenses. This can include costs associated with hospital stays, doctor visits, and emergency medical transportation.

Trip Interruption Coverage

In the event that your trip is interrupted due to a covered reason such as a natural disaster or terrorist incident, travel insurance can provide coverage for additional expenses incurred due to the interruption. This can include costs associated with extended hotel stays, transportation, and meals.

Peace of Mind

Perhaps the biggest benefit of purchasing travel insurance when buying accommodation direct with hotels and resorts is the peace of mind it provides. Knowing that you have coverage in case of unexpected issues can help alleviate stress and allow you to enjoy your trip with greater peace of mind.

In conclusion, purchasing travel insurance when booking accommodation directly with hotels and resorts can provide valuable protection and peace of mind for travelers. With coverage for trip cancellation, protection for personal belongings, emergency medical coverage, trip interruption coverage, and peace of mind, travel insurance is an important investment for any traveler. So next time you book accommodation directly with a hotel or resort, be sure to consider purchasing travel insurance as well.


Nib is Australia’s third largest travel insurer and global distributor of travel insurance through, nib Travel, providing financial protection and assurance to travellers wherever they are in the world and health and medical insurance to over 1.5 million Australian and New Zealand residents.

CoverMore are a global travel insurance provider and we’ve been protecting travellers since 1986. More than 15 million travellers worldwide trust us to protect their trips each year, including millions of Australian leisure and business travellers at home and overseas.

Global Rescue are there when you need it most and provide the finest integrated medical, security, travel risk and crisis management services available anywhere worldwide, delivered by our teams of critical care paramedics, physicians, nurses and military special operations veterans.

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