Pre-Existing Medical Condition

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Pre-Existing Medical Conditions

Travel insurance only provides cover for emergency medical events overseas that are sudden and unforeseen. Medical conditions that existed at the time you purchased your policy are not covered unless they are automatically covered by the policy or following an assessment by SureSave you purchase pre-existing medical cover on the terms offered by SureSave. If you have a pre-existing medical condition that is not covered SureSave will not pay an claims arising out of, or exacerbated by, that pre-existing medical condition.

I Need An Assessment, What Do I Do Next?

If your condition(s) do not qualify as automatically covered or as a specifically excluded condition, you may have your condition assessed for cover.

Online quoting assessment:

  • Whether your condition(s) can be insured under the policy.
  • Whether any additional terms, conditions, exclusions or limitations will apply, and
  • The amount of any additional excess payable in the event of a claim and/or any additional premium to be paid.